PayPal Fee Calculator (US/UK/EU presets)
Estimate PayPal merchant fees by payment type with country presets and see your profit per order.
Quick answer: to calculate PayPal fees, use amount × rate + fixed fee (plus international add-ons when applicable).
Batch mode: import CSV (up to 100 SKUs) and export a profit statement.
Latest official references (expand) · Last checked Feb 4, 2026
- PayPal Checkout, Venmo, and guest checkout use 3.49% + fixed fee.
- Standard card payments use 2.99% + fixed fee.
- Pay Later uses 4.99% + fixed fee.
- International commercial transactions add 1.5%.
Sources: PayPal merchant fees (US), PayPal merchant fees (UK).
Last checked: Feb 4, 2026 (always verify your PayPal account fee table).
FAQ
What PayPal fees does this calculator include?
It models PayPal merchant fees for common payment types, plus optional international fees and your own costs.
What PayPal rate does the calculator use by default?
The default rate depends on the payment type selected, such as PayPal Checkout, Venmo, or standard card payments.
Does PayPal charge fees on sales tax?
PayPal charges fees on the total amount processed. Use the toggle to include or exclude sales tax from the fee base.
More questions (7)
How do I model international fees?
Enable the international fee toggle and enter the official percentage listed in PayPal merchant fees.
Is the fixed fee always $0.49?
The fixed fee depends on currency. The calculator defaults to the USD fixed fee from PayPal's US schedule.
Does this include chargeback or dispute fees?
No. Add dispute or chargeback fees under Other fees if you want to model them.
Can I use this for subscriptions?
Yes. Enter your average subscription charge and costs to estimate margin.
How do I compare PayPal vs Stripe?
Use the PayPal and Stripe calculators with the same order values, or use the comparison tool for side-by-side scenarios.
Does PayPal include shipping in the fee base?
Yes. PayPal processes the total payment amount, which typically includes shipping charged to the customer.
Can I share a PayPal fee calculation?
Yes. Use the Share link button to copy a URL with your inputs.
Guides, snippets & country pages
Keep this collapsed by default to reduce noise in the calculator workflow.
Fee snippet
- Formula: Processing fee (rate × payment amount + fixed) + optional cross‑border and FX fees.
- Fee base: Payment amount collected (item price + shipping + tax).
- Includes: Merchant processing fees; optional cross‑border and currency conversion fees.