Payment Processing Fee Calculator
Estimate processing fees with percent + fixed models and compare payment providers.
Formula snapshot
Processing fee = (order total x percent rate) + fixed fee
Add-ons may include international, FX, or chargeback fees.
Pick a processor calculator
Each calculator lets you update percent and fixed fees to match your account.
More guides and modeling items
Fees by country guides
Confirm official rates for your country, then model them in the calculators.
Common add-ons to model
- International or cross-border percentage add-ons
- Currency conversion (FX) fees
- Card type or manual entry surcharges
- Refund or chargeback fees
Related tools
FAQ
How are payment processing fees calculated?
Most processors use a percent of the transaction plus a fixed fee per payment. Add any international or FX surcharges if they apply.
Is Stripe cheaper than PayPal?
It depends on the payment type, region, and add-ons. Compare both processors with the same transaction amount.
More questions (2)
Do processing fees apply to shipping and tax?
Some processors charge fees on the total amount captured, which can include shipping or tax.
What about refunds or chargebacks?
Some processors keep fixed fees on refunds or charge extra for chargebacks. Review the official pricing pages.