Shopify Payments Fees 2026: 2.9% + $0.30 + 2% Txn (US/UK/DE/FR/ES/JP)
Published on January 5, 2026
Source: Shopify pricing and Shopify Payments rates - Updated Feb 12, 2026
Shopify payment fees vary by plan, provider, and country (US/UK/DE/FR/ES/JP all differ). This guide keeps the first answer simple, then walks into full calculator modeling.
Shopify Payments (US Basic) formula = order total x 0.029 + 0.30. If you do not use Shopify Payments, Basic often adds a 2% third-party transaction fee path.
Validate your exact country rate with shopify fee calculator 2026 and official sources.
UK-specific: Shopify fees UK (2026) and Shopify fee calculator UK.
- Moved country-rate entry point before formula details for faster first result.
- Aligned transaction-fee section with Shopify Payments vs third-party flow.
- Added direct workflow path: calculate, compare, continue last scenario.
Search intent map (Shopify)
We map high-intent queries to a single target URL to avoid internal cannibalization.
| Query | Target URL | Intent |
|---|---|---|
| shopify payments fees | /blog/shopify-payments-fees-by-country | Country + plan-aware Shopify Payments fee intent. |
| shopify payment fees | /blog/shopify-payments-fees-by-country | Common singular variation should hit the same page. |
Quick fee table (US, 2026 · Updated Feb 12)
Fee base = order total| Fee | Rate | Formula / note |
|---|---|---|
| Shopify Payments (Basic) | 2.9% + $0.30 | order total x 0.029 + 0.30 |
| Third-party txn (Basic) | 2% | Only if you do not use Shopify Payments. |
| Plan fee per order | Optional | Monthly plan fee / expected orders. |
To compare Shopify against Etsy and Amazon using the same price assumptions, visit our platform fee comparison guide.
Related calculators & long-tail topics
- Shopify Payments fee calculator by country
- Shopify transaction fee update (2026)
- Compare Shopify fee scenarios side-by-side
- Etsy vs Shopify vs Amazon fee comparison
- Shopify Payments fees by country
- Shopify third-party transaction fee
- Shopify plan cost per order
- Shopify fees for high AOV
What Shopify fees usually include
For most sellers, your per-order costs come from three buckets:
- Payment processing fees (e.g., Shopify Payments).
- Shopify transaction fees (only when you use a third-party payment provider).
- Your own costs (COGS, shipping, packaging, and any per-order operational costs).
Your monthly Shopify subscription is also a cost, but it isn’t strictly “per order” unless you allocate it across orders.
1) Shopify Payments processing fees
Shopify Payments typically charges a percentage of the order total plus a fixed amount per transaction. The exact rate depends on your country, payment method, and Shopify plan.
US card rates (online, starting at): 2.9% + $0.30 (Basic),2.7% + $0.30 (Grow), and 2.5% + $0.30(Advanced).
A common way to model processing fees is:
Processing fee = (Order total x % rate) + fixed fee
2) Third-party transaction fee (if applicable)
If you use a third-party payment provider instead of Shopify Payments, Shopify may add an additional transaction fee on top of your provider’s processing fees. This rate varies by plan.
Shopify transaction fee = Order total x transaction fee %
If you use Shopify Payments, this Shopify transaction fee is typically 0%.
3) The simple profit formula per order
Once you have the fee model, your per-order profit calculation can be summarized as:
Profit = Revenue - (Processing fees + Transaction fees) - (COGS + shipping + other costs)
Example: quick profit estimate
Suppose you sell an item for $50 with free shipping, your product cost is $20, and your shipping cost is $6. If payment processing is 2.9% + $0.30, your fees would be about:
- Processing fee ~= $50 x 2.9% + $0.30 = $1.75
- Total fees ~= $1.75 (assuming no Shopify transaction fee)
- Profit ~= $50 - $1.75 - $20 - $6 = $22.25
This is a simplified example, but it’s enough to prevent pricing surprises.
Action: Recalculate this week's top SKU first
Run your current SKU in Shopify, then compare it with Etsy or Amazon using the same order values.
Tips to reduce Shopify-related costs
- Prefer Shopify Payments when available to avoid extra Shopify transaction fees.
- Reduce shipping cost variance with clearer product weights, packaging standards, and shipping rules.
- Track contribution margin per product to spot items that look “high revenue” but are low profit.
FAQ
What are Shopify fees per sale?
Shopify fees per sale are usually your payment processing fee (a percent + fixed fee). If you use a third-party provider, Shopify may also charge an additional transaction fee based on your plan.
What is Shopify pricing in 2026?
Shopify pricing includes a monthly plan (Basic/Grow/Advanced) plus per-transaction payment processing. Your total Shopify fees depend on plan, country, and payment provider.
Do I pay Shopify transaction fees with Shopify Payments?
No. Shopify's additional transaction fee is typically 0% when you use Shopify Payments. It applies when you use a third-party provider.
What are Shopify Payments rates in 2026?
Rates depend on your plan and country and are a percent plus a fixed fee. Check the official Shopify Payments rate table for your region.
Do Shopify fees apply to shipping?
Processing fees apply to the total amount charged to the customer, which usually includes shipping.
Are taxes included in the fee base?
Processing fees can include taxes depending on settings and region. Confirm how your payment provider treats tax in the fee base.
What is the Shopify third-party transaction fee?
If you use a third-party payment provider, Shopify may charge an additional transaction fee (often 2% on Basic, 1% on Grow, 0.6% on Advanced).
How do I include the Shopify plan cost per order?
Divide your monthly plan fee by expected orders and add it as a per-order cost to avoid overstating profit.
Do Shopify rates vary by country?
Yes. Both Shopify Payments processing rates and fixed fees vary by country and payment method.
How can I estimate profit quickly?
Use the Shopify fee calculator and enter your order price, shipping, costs, and payment rates to see margin instantly.
Data accuracy & source
Shopify fee structures vary by country and can change over time. Always verify your exact rates in Shopify admin and Shopify's official documentation for your region.
Related tools
Model Shopify profitability and compare against other platforms in seconds.
For a cross-platform snapshot, see the fee comparison page.
Conclusion
Shopify fees are easiest to understand when you split them into processing fees, (optional) Shopify transaction fees, and your own fulfillment costs. Once you model each piece, you can price with confidence and protect your margins.
Updated 2026 guide
For the latest plan and transaction fee updates, read:
Shopify pricing & transaction fees update →
Shopify fee news:
Next read
See how Etsy fee structures compare to Shopify payments and transactions.