Quick links: Templates · Compare · Etsy · Shopify · Amazon · eBay · Walmart · TikTok Shop · Stripe · PayPal
Download batch templates to import up to 100 SKUs.

Next step: run the Shopify calculator

Plug in price, shipping, and costs to see net profit and margin.

Shopify Third-Party Transaction Fee (2026): Rates & Formula

Published on January 10, 2026

Updated Jan 16, 2026

If you use a third-party payment provider, Shopify charges an extra transaction fee by plan. This fee is separate from your provider's processing fees, so it must be modeled together.

Quick fee table (2026)

Third-party fee = order total x plan rate
PlanRateFormula
Basic2%order total x 0.02
Grow (Shopify)1%order total x 0.01
Advanced0.6%order total x 0.006

Example ($100 order): Basic fee = $2.00. Advanced fee = $0.60.

Open third-party demoSee the 2% fee on a $65 order.

Official plan rates (verify by region)

  • Basic: 2%
  • Grow (Shopify): 1%
  • Advanced: 0.6%

Simple fee formula

Transaction fee = Order total x transaction fee rate. Add your payment provider's processing fee on top of this amount.

How to model in a calculator

  1. Enter your provider's processing rate and fixed fee.
  2. Add the Shopify transaction fee rate for your plan.
  3. Compare profit with Shopify Payments vs third-party.

Related calculators & long-tail topics

Sources

FAQ

When does the third-party transaction fee apply?

It applies when you use a third-party payment provider instead of Shopify Payments.

Do rates differ by plan?

Yes. Shopify lists different transaction fee rates for each plan.

Where can I confirm current rates?

Use Shopify's official pricing page for the latest plan rates.