Do Stripe fees vary by country?

Yes. Stripe processing fees depend on your account country, card type, and payment method.

Where can I confirm my official Stripe rate?

Check the pricing section in your Stripe dashboard and the official pricing page for your country.

How should I model FX or international fees?

Enable the international and FX fee toggles in the calculator and enter the rates shown in your Stripe account.

Stripe Fees by Country 2026: 2.9% + $0.30 + FX Path (US/UK/DE/FR/ES/JP)

Published on January 20, 2026

Updated Feb 12, 2026 · Source Stripe pricing

Stripe fees are usually percent + fixed fee. Baseline formula line: order total x rate + fixed fee.

US/UK/DE/FR/ES/JP rates differ by account country, card mix, and FX exposure. Validate in stripe fee calculator by country with official sources.

What changed in this update

Moved rate confirmation workflow to top (country, add-ons, then calculation).
Added stronger actions for compare and scenario continuation.
Aligned this page to the same decision flow used on Shopify and Amazon guides.

Recalculate Top SKU Compare Alternative Channel Continue Last Scenario

Search intent map (Stripe)

Country-intent Stripe queries are mapped to one primary URL for ranking clarity.

Query	Target URL	Intent
stripe fees by country	/blog/stripe-fees-by-country	Country-level Stripe intent should resolve to one source page.

Stripe fees change by country, card type, and currency conversion rules. This guide shows where to find your official rates and how to model them in the calculator.

Stripe fee formula

Percent + fixed fee

Processing fee = (order total x rate) + fixed fee

stripe fee calculator by country compare stripe vs paypal fees Browse fees by country

What varies by country

Base processing rate for domestic cards.
International card add-on fees.
Currency conversion (FX) fees when payouts differ.
Available payment methods and card types.

Where to confirm your rate

Open your Stripe dashboard and check the Pricing section.
Verify your country and the card types you accept.
Note any international card and FX conversion add-ons.

How to model your local rate

Choose your country preset or enter your rate manually.
Enable international or FX fees only if they apply.
Compare net profit and effective fee rate across scenarios.

Stripe country calculator pages

Stripe US Stripe UK Stripe Canada Stripe Australia Stripe India Stripe Germany Stripe France Stripe Spain Stripe Italy Stripe Netherlands

Action: Recalculate this week's top SKU first

Confirm your country rate, run one Stripe scenario, and compare against PayPal before changing checkout setup.